College ROI for Students in Smith County, TX

Is college worth it in Smith County? Here's the financial analysis.

Public In-State/yr

$22,097

Public Out-of-State/yr

$38,829

Private/yr

$55,455

Payback Period

2 yrs

ROI Comparison

4-Year Public University

Total Cost (4 yrs)$88,388
Annual Earnings Premium$44,884
Payback Period2 years

20-Year Net Return$809,292

4-Year Private University

Total Cost (4 yrs)$221,820
Annual Earnings Premium$51,617
Payback Period4.3 years

20-Year Net Return$810,512

About Smith County, Texas

Smith County in Texas has a median household income of $69,053 and a population of 234,667. The college earnings premium in this region makes a public university degree pay back in approximately 2 years.

These estimates use regional cost and earnings data. Actual ROI varies enormously by major, institution, completion rate, and career path. Our Monte Carlo simulation models degree-specific outcomes, student loan scenarios, and alternative investment paths.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: NCES IPEDS, College Scorecard, Bureau of Labor Statistics. Estimates based on regional data. This is not financial advice.